Types of Aid
Financial aid for undergraduate Arts & Sciences and Engineering students is awarded entirely based on need. Financial aid packages are comprised of a combination of grants, loans, and work-study.
Grants are awards that do not have to be repaid, and Tufts grants are always the largest source of grant aid received by Tufts undergraduates. Tufts Grants exceeded $70 million in 2015-16 and were by far the largest source of grant aid received by Tufts undergraduates. The amount of Tufts Grants ranged from $1,000 to more than $60,000. Tufts students also receive grant funds from federal and state programs such as Pell and SEOG grants, ROTC scholarships, as well as funding from a variety of private sources. Over 34 percent of last year’s entering class received more than $18 million in Tufts grant aid.
Students with total family incomes of less than $60,000 will typically receive a financial aid package that includes no student loans. Their full need will be met with grant funds and work study. All other financial aid recipients will be awarded student loans as a part of their financial aid package. The standard freshman loan amount is $5,000, but individual loan amounts may range from $500 to $7,000 (maximum). No interest accrues on these loans and no payments are due until after the student graduates or leaves school.
Financial aid recipients are usually also offered work study of up to $2,000 per year. When students arrive in September, they can view our online employment listing for a campus job that matches their interest and academic schedule. Students are paid $12.00 – $15.00 per hour, and first-years who choose work study jobs typically work 5 - 10 hours per week. Work study wages are paid directly to students to be used towards their living expenses on campus. Students who do not receive financial aid may still apply for non-work study jobs on campus and in the surrounding neighborhoods. Learn more about types of work study.
Tufts does not offer merit or academic scholarships. All aid is based solely on financial need and is not adjusted for superior academic performance or extracurricular activities. The only exception is a small ($500 per year) award provided through the Tufts National Merit Scholarship program. ROTC program scholarships are also available.
Tufts National Merit Scholarships
Students who are National Merit finalists may receive an award from the National Merit Scholarship Corporation (NMSC), from a NMSC Corporate Sponsor, or from Tufts University. The NMSC will determine the type and amount of the student award and no student is allowed to receive more than one award type of National Merit award. Students who are offered a Tufts National Merit Scholarship will receive $500 per semester for up to eight semesters of enrollment at Tufts.
Students may use Army, Navy, and Air Force ROTC scholarships at Tufts. Scholarships may include funding towards tuition costs and, in some case, monthly stipends. Tufts ROTC students participate in ROTC through units at nearby Massachusetts Institute of Technology (MIT). For details and application materials, contact Army, Navy or Air Force recruiters:
To learn more about programs, you can also read the Course Catalog.